Content Team Dec 24, 2020 7:18:35 AM 9 min read

Make a (Health) Change this New Year Without Breaking the Bank.

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Now is the time when many people set their resolutions for a cleaner, leaner new year. Maybe to lose a few pounds, learn a new hobby, pay off some debts, or plan your savings for a better future. When it comes down to your health and money, planning for the future becomes vital. 

Create a Health Budget

The idea of creating a budget for your health may sound strange. We all have financial goals and dreams. Maybe you dream of buying a boat, a cabin in the woods for family holidays, traveling the world in your retirement. All great ideas, but when it comes to planning something as unpredictable as your health, it may not be so easy.

Healthcare causes enormous amounts of stress on families all over America, with a significant impact on personal spending and future goals. According to one nationwide survey by Banknote, Nearly 1 in 3 U.S. families (or 32 percent) put off medical care due to the cost. 

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What are Your Monthly Health Costs?

Working out what you spend on average each month on 'health-related' purchases can help you plan for future spending. Include prescriptions, gym fees, supplements, insurance, and how many times you took your kids to the doctors last year. With all this information, you can make an educated guess on what to expect next year. 

What are Your Health Plans for the Coming Year?

Nobody can read the future. Budgeting for anticipated health care costs like, a hip replacement or laser eye surgery is easy when you have time to save and ensure you cover your financial needs while recovering. 

The most crucial health plan you can make is looking to prevent illness in the future. The biggest causes of premature death in the USA are heart disease caused by obesity, smoking, alcohol, and hereditary causes. You can make obvious lifestyle changes to lessen your risk, and treatments you can invest in even further to reduce risk.

  • Quit smoking. 
  • Eat a healthier diet.
  • Exercise at least 30 minutes per day, five days a week.
  • Maintain a healthy weight.
  • Testosterone replacement therapy

Is Testosterone Replacement for Me?

Check your hormones with the Male Excel online assessment

Save Money With BHRT

The best way to save money on your healthcare is to do your best to remain healthy. Consider the expense incurred with a heart attack, for example. Insurance (if you have it) will cover much of it, but 'out of pocket' costs may surprise you with insurance companies having 'clauses' in the small print, which can come back and bite you. Heart disease and stroke cause the highest out-of-pocket expenses, strokes resulting in average spending of $23,380 and heart disease $21,955. 

Trying to prevent a significant health event like a heart attack with the right health choices is by far the best option. One viable option is to look at testosterone replacement therapy. As you age, your testosterone level naturally decline. This decline has a direct effect on your body's ability to run as efficiently as it used to. Unfortunately, typical side effects are weight gain, loss of lean muscle, loss of bone strength, increased risk of Alzheimer's disease, increased cholesterol, and general fatigue. All these symptoms increase your risk of heart disease, obesity, and the chances of having a significant and costly health event.

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Prevent Future Health Costs With Male Excel

Bioidentical testosterone replacement (BHRT) is now considered a perfect solution for reducing future health expenses by avoiding many of the pitfalls of old age. BHRT is now considered a preventative medicine meaning you reduce your future risk of all sorts of age-related illnesses.

  • Healthy heart and blood: improved cardiovascular health, reducing heart attack risk
  • Less fat, more muscle: reduces potentially deadly visceral fat
  • Stronger bones: Reduced osteoporosis risk and risk of broken bones 
  • Better verbal memory, spatial abilities, or mathematical reasoning: Reduced Alzheimer's disease risk
  • Improved libido and sexual function: No need for expensive E.D medications
  • Improved mood: Reduced risk of depression

With Male Excel BHRT, you can look forward to planning year upon year of resolutions with reduced stress and fear about your health. Investing in yourself today is an investment in you and your family's future. BHRT has the potential for you to reinvent your health, get you back in the game and fighting fit! Next year make it your resolution to spend time with family, play soccer with your grandkids (and win), spend less time worrying about your health, and more time living.

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Disclaimer: The information provided on this page is not a substitute for professional medical advice, diagnosis, or treatment. If you have any questions or concerns about your health, please consult a doctor.